When Joe Phillips was 22, he asked a cute girl named Heather to a Psychedelic Furs concert but stood her up at the last minute — he had second thoughts about dating a girl who was only 16 and his boss’s daughter. Joe and Heather laugh about it now: They got married eight years later, and Joe climbed the ranks in his father-in-law’s architectural firm while Heather focused on their four children.
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